Merchant Cash Advance

An Advance of your next months Credit Card Sales


A Merchant Cash Advance is a purchase of future credit card receivables. This allows a business owner to essentially sell a portion of their future credit card sales and use it as a quick and effective way to get your business funded fast with a painless repayment structure.

This type of financing product uses a fixed percentage as the repayment structure rather than a fixed amount. This is collected each time you do a credit card batch.
By collecting payments as a percentage of sales, rather than a fixed payment, this allows us to ride the wave with your business as you fluctuate month to month in sales. This allows you to have peace of mind that whether your business goes up or down in sales each day you are always right on target. When you have a slow day you pay less than you would on a busy day because the percentage is applied to what you actually batch. This way you never have to worry about having to budget for a predetermined fixed payment.

This program works primarily well for restaurants, auto repair, and retail, due to the heavy credit card use-age and the seasonality that can occur.

If business slows down then so will the payback.
There is no timeline on the money for this program.

With NO Penalty to you.


  • % of Credit Card Batch
  • Automated Draws
  • Pay as you go system
  • Not a loan so the payback does not accrue interest


  • Funding Amounts $2,500 – $1,000,000
  • Funds sent in as little as 24 hours
  • No Personal Collateral
  • Based on Cash Flow and Business Performance

Use your funding immediately for anything to grow the business!

  • Inventory

  • Equipment

  • Taxes

  • Technology Upgrade

  • Expansion

  • Renovations

  • Payroll

  • Marketing

  • Staffing

Next Day Funding

Get an advance on a month’s worth of processing!

Financing can often times be tricky, sometimes it can take weeks or months, other times raising capital can require a business to relinquish equity. Rather than selling equity this product allows a business owner to sell a percentage of future credit card transactions until the payback amount is satisfied.

Flexible Repayment

We ride the wave with you

Since this type of financing product is based on your daily credit card batches their is no timeline on the payback. We will typically be able to estimate the time frame based on current sales but their is no penalty if the payback timeline exceeds our expectations. This program allows a business to get the money it needs and not need to worry about a large fixed monthly or weekly payment.

Universally Applicable

We work no matter who you process payments with!

We work with everybody! We have been in business long enough to have strong relationship with many credit card processors, so if you don’t want us to process payments for you that’s OK! We will work with your processor and handle all of the necessary set up for you! Once we have everything set up your business will receive confirmation and the funding will be wired immediately.